Understanding the Importance of Auto Insurance
Driving without appropriate auto insurance coverage exposes you to risks, including damages and liability. If you reside in the Manchester, CT area, rely on Brent Young Agency LLC to meet your auto insurance needs. In Connecticut, all motorists must show proof of at least a minimum amount of auto insurance to acquire a driver’s license.
Consequences of Failing to Provide Proof of Insurance
Law enforcement officers can request proof of auto insurance during a stop. If you fail to produce proof, you risk suspension of your insurance and vehicle registration. Moreover, an uninsured driver can incur a fine ranging from $100 to $1000. Furthermore, knowingly operating a commercial vehicle without insurance constitutes a Class D felony, carrying a hefty fine of up to $5000 and a potential prison term of up to 5 years.
Additional Penalties for Lack of Insurance
A conviction for driving a commercial vehicle without insurance results in added penalties. These penalties may include suspension of your driver’s license and vehicle registration for up to one month for first convictions or up to six months for subsequent convictions. You can only retrieve your driver’s license once you confirm insurance coverage for all your registered vehicles and pay a $175 restoration fee. If you have insurance but fail to present proof, you may face a fine of up to $50.
Knowing the implications of not having insurance should encourage drivers to obtain adequate coverage. For residents in the Manchester, CT area, contact us at Brent Young Agency LLC to learn how to get the auto insurance you require. Give us a call today.
